AZA

The Company

AZA is a revolutionary digital financial solution for the Nigerian market , offering a secure, wallet-based platform designed to simplify P2P payments and enhance financial inclusion. The platform’s comprehensive solutions enable users to perform seamless P2P transfers , access smart micro-loans with flexible repayment terms , and manage shared finances through an innovative Group Wallet for pooled community savings. Key features include instant onboarding for both users and merchants , secure KYC verification integrated with national ID APIs , QR code payments , and a gamified loyalty rewards system , supported by an AI-powered credit scoring engine for dynamic loan approvals. Built on a scalable, cloud-based architecture , AZA empowers individuals and small businesses with faster, secure transactions and simplified access to digital financial tools.

The Solution

• Trigital developed a user-friendly and feature-rich digital financial solution, the AZA App , providing a secure, wallet-based model for P2P payments and other digital transaction needs.
• The application caters to different personas, including individual users seeking seamless money transfers and micro-loans , as well as merchants who can be onboarded via self-service and empowered to accept digital payments.
• Trigital implemented a scalable, cloud-based system , leveraging a microservices architecture with Kubernetes to ensure seamless expansion and growth.
• The system architecture is designed to be secure and compliant, featuring data encryption and transaction monitoring. Its use of an AI-powered credit scoring engine contributes to faster and more dynamic financial services.

Customer Feedback

• Trigital exhibited a deep understanding of the need for financial inclusion in our market, translating the challenges of P2P payments and micro-loan access into a user-friendly and highly effective digital wallet solution.
• The development process was seamless. Trigital successfully implemented a complex set of features, from secure KYC verification and AI-powered credit scoring to a fully scalable cloud-based architecture, keeping our strategic goals at the forefront.
• We appreciate Trigital’s innovative solutions, particularly the Group Wallet feature which directly addresses community-based financial practices. Their work has provided us with a powerful platform to empower both individual users and merchants across Nigeria.